India's top seven cities boast a robust housing market, yet the availability of homes priced below Rs 40 lakh is rapidly diminishing. With current home loan rates at 9%, affordability is a challenge, demanding a monthly income of Rs 80,000 to Rs 1 lakh for a family of four. Recognising housing as a fundamental right, collaboration between the private sector and government is imperative to achieve housing for all. Explore this vital issue as Manisha Natarajan discusses it with Anuj Puri - Chairman, Anarock Group, and Vipul Roongta - MD & CEO, HDFC Capital Advisors Limited, for valuable insights.