Paperless. Digital. Decentralized. Democratic. This utopian blend seems to promise a financial revolution. However, cryptocurrency often dominates headlines for embodying the financial world's worst vices. "Its biggest strength is also its biggest enemy. The fact that it is hugely independent and is seen as democratizing also makes it difficult to regulate," observes finance journalist and author, Mitali Mukherjee, in a recent conversation with NDTV's Shruti Kohli.