Bhadramma grows tomatoes, maize and potatoes on her one acre land in Karnataka's Doddaballapur Taluk. Like millions of farmers across the country, she took a loan to help improve her condition - a loan that has now been waived by the Karnataka government. "I could not repay the loan because there was no rain and no crop. Here, they asked for my Aadhaar card, my ration card and my land papers. It was an easy process," she told NDTV. Doddaballapur is one of the two taluks, along with Sedam in Kalburgi district that were chosen as pilot areas for the loan waiver scheme.