It's safe to say that managing your money is the need of the hour because prices are consistently climbing up, and adding to the pain, getting a loan is getting more expensive as banks are hiking their lending rates, and that's not all, the worst impact is on the prices of essentials such as cereals and other food products. They are driving the overall inflation and impacting the lower income households the most. So you're not alone if the budget for the month is not adding up. We simplify how you should manage your money at such a time, where should you save, and when can you expect any relief.