For coconut farmer KK Chinnayan in Tamil Nadu's Thanjavur, the nightmare has just begun. After Cyclone Gaja uprooted nearly 1,500 of his coconut trees, he is left with a staggering loan of Rs. 40 lakh. The 56-year-old, once a wealthy landlord who had a monthly turnover of Rs. 5 lakh, is now left with almost nothing.