Gagan Banga, CEO of Indiabulls Financial Services Ltd spoke on the company's Q3 results. He said that the company is seeing stability over the last two and half years on quarter on quarter basis, performing well in terms of disbursements, profitability and onspreads. "Asset mix is stable with 70 per cent retail mortgages, 10 per cent commercial vehicles and 20 per cent corporate loans," he added.