In this segment of the latest episode of We Mean Business, experts Ashok Gautam, senior vice-president and head of global markets-treasury, Axis Bank; Brinda Jagirdar, general manager and head-economic research, SBI; Nasser Munjee, chairman, DCB Bank, and R.K. Bakshi, executive director, Bank of Baroda, discuss the Reserve Bank's inaction on interest rates and how this will affect the industry.