According to estimates, over 90 per cent of our urban population earns up to Rs 25,000 a month. But the majority of the new housing that's coming up in the country is unaffordable to these low-income groups. But there are some pioneering real estate players who are giving low-income families the pride and joy of owning a home of their own and that too under Rs 10 lakh. Who are these developers? And just how were these Rs 10 lakh homes made possible? Vasudha Sharma finds out.