There is no panic, concerns of people are abating by the day, says SBI chairperson Arundhati Bhattacharya. Speaking to NDTV, she said most of the SBI ATMs were up and running and that normalcy will be will be brought back soon. She lauded the government's move and said, "Yes, people have had to face difficulties but it's indeed a golden opportunity to try and go as much digital as possible".