Pakistan uses terrorism as an instrument of state policy, says India's external affairs ministry. Not a single life lost, not a single bullet fired in Jammu and Kashmir, ministry said; All Gujarat ports are on high alert after intelligence inputs that Pakistani commandos are likely to infiltrate into Indian waters; The RBI annual report says frauds in Indian banks have risen by 30,000 crores since last year, the contingency fund is also down; 2 days after an FIR against BJP minister Chinmayanand in connection with the missing law student in UP he is still not questioned; And two special IIT freshers on NDTV one is a chief minister's son and other is son of a tailor.