Jammu's first major encounter with terrorists in nearly five years, in which five people including a news photographer were killed, was a grim reminder that all is not well in the valley and the stakes are high. A citizen, Suresh Kumar's house was converted into a bunker by militants, who also took two of his children hostage. After a day-long gun battle, security forces rescued his children. Now, Suresh says his entire life's savings is gone.