Why to get medical insurance and which plan the best

Statistics reveal that healthcare inflation in India is pegged at 15 per cent, which is much higher than the overall inflation figures looming over the economy. Besides, a majority of population in the country is either not keen in buying a health insurance policy or is not aware of it. Experts, Dr Nilesh Gautam, cardiologist with Asian Heart Institute; Joydeep Roy, CEO and whole-time director of L&T Insurance; Manasije Mishra, CEO of Max Bupa; Sanjay Kedia, country head and CEO of Marsh India; and Gopal Verma, managing director of E-Meditek, discuss the need of health insurance with the growing number of heart ailments in the country besides a large number of youth also reporting cases of heart-related issues every year while the medical treatment is getting dearer swiftly.