5 Things To Remember Before Buying Health Insurance


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Health insurance provides a range of benefits in case a difficult and unforeseen event arises

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Lack of clarity about health insurance in general often burns a hole in the policyholder's pocket

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Many individuals end up subscribing to health plans without due diligence only to claim income tax benefits on premium paid

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Here are some key factors to check before purchasing a Health Insurance policy

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A regular medical insurance plan may not include protection against specific diseases, therefore it is significant to know full details of medical insurance policy

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It's best to opt for a family health policy instead of individual one's for each family member


It is always more beneficial to take up a medical insurance plan as early as possible after assessing one's need

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A top-up plan enables an existing subscriber of a medical insurance policy to enhance the amount of cover allowed

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Incurred claim ratio (ICR) is an indicator used by experts in determining the ability of an insurer to settle claims

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