6 Steps To Rectify Errors In Your Credit Report

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Your credit report influences your buying power for loans, housing, and insurance

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Staying on top of your credit report is key to spotting and fixing errors that can sink your credit score

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Here are 6 steps to take to rectify errors in your credit report

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In India, you can get a free copy of your credit report every year

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Give your credit report a close inspection for any mistakes, like wrong personal info, unauthorized accounts, or signs of fraud

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Gather proof of any errors you find on your credit report, like bills or bank statements showing you made payments on time

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Found an error on your credit report? Don't wait! Each credit bureau has a way to dispute it online, by mail, or by phone. Clearly explain the mistake and attach any supporting documents

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Once you dispute an error, the credit agency has 30 days to look into it. They'll reach out to the creditor or whoever reported the info

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The credit bureau will contact you after their investigation. If they agree with your dispute, they'll fix the error on your credit report and send you a free copy of the corrected report

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