How To Get CIBIL Score Without PAN Card


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A healthy credit score is crucial for navigating today's financial landscape. Monitoring yours enables you to secure the best loan terms available

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To check credit score with CIBIL, you'll need to provide your PAN. This unique identifier is linked to your tax filings and acts as a verification tool 

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However, many individuals face challenges with accessing their credit score online without a PAN card

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No PAN card? No problem! Here's how to easily monitor your free CIBIL score online with these simple steps

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Visit the official CIBIL website and click on the option that says ‘Personal CIBIL Score,' followed by ‘Get your free CIBIL score.'

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Add full name and select alternative identification documents, such as a passport, voter ID, in place of a PAN card

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Fill in the date of birth and PIN code, and select the state. Lastly, enter the mobile number and click on ‘Accept and Continue'

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Once the mobile number has been entered, enter an OTP (time password) received on phone. Enter the OTP on next screen to verify your identity. Then click on ‘Continue'

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You will be asked to pair the device with the account. If accessing from laptop or mobile device, click on 'Yes'. If using a shared device, click on ‘No.' Then click on 'Continue'

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On the next screen, one will see a message that says, ‘You have successfully enrolled!

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Then login by entering a username and password. Click on the ‘Go to dashboard' option, which will allow one to view the CIBIL score

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