How To Secure Your UPI Transactions? Top Tips

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Unified Payments Interface (UPI) is an instant real-time payment system to facilitate inter-bank transactions through mobile phones

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It has been developed by National Payments Corporation of India (NPCI), an umbrella organisation for all such payments in India

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Since 2017, UPI transactions have grown from Rs 92 crore to Rs 8,375 crore at an compounded annual rate of 147%, as per government data

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But digital transactions come with their own security challenges and NPCI has listed some of the ways to stay secure online

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All UPI transactions use a PIN for authentication and it is essential to choose a strong UPI PIN and keep it confidential

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NPCI also cautions users to check the receiver's name on verifying the UPI ID and not to pay without verification

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Users should enter UPI PIN only on the app's UPI PIN page and be wary of phishing attacks that are common in the digital realm

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Additionally, always download the official UPI app from a trusted source such as the Google Play Store or Apple App Store

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Use a secure and trusted network to farry out UPI transactions. Public Wi-Fi networks can be vulnerable to data breaches and interception

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It is crucial to monitor your UPI account activity regularly to identify any unauthorised or suspicious transactions

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Finally, keep your device updated so that latest security patches are installed and stay informed about the latest security practices

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