How To Use UPI When Travelling Abroad


The UPI is a mobile-based payment system in India that allows round-the-clock payments via a virtual payment address


UPI is no longer limited to India and the number of countries accepting it keeps growing


Countries including Sri Lanka, France, Singapore, Bhutan, Nepal and Mauritius accept QR code payments

Image: Reuters

UPI was launched at the Eiffel Tower in Paris on February 2 during the Republic Day reception

Image: Unsplash

To make UPI payments outside India, one needs to enable international payments on the respective apps

Image: Bloomberg

It is to be noted that users can activate international transactions for bank accounts that support UPI international

Image: GooglePay

Once enabled, one will be able to make UPI payments with ease in international locations

Image: Reuters

Enter the amount you wish to pay. The total amount payable will be shown in both local currency and Indian rupees

Image: Reuters

The debit from your account is in Indian currency, which means the foreign exchange conversion rate and bank fee will be applicable 

Image: Reuters

Meanwhile, banks are awaiting clear guidelines from the government on whether tax collected at source will apply to UPI transactions abroad

Image: Reuters


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