How Will Paytm Restrictions Impact You?

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The RBI ordered Paytm Payments Bank to stop accepting fresh deposits in its accounts or popular wallets after February 29, 2024

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Central bank exercised its powers under the Banking Regulation Act and stopped the Paytm Payments Bank from offering some services to customers


Here's how RBI's Paytm Payments Bank restrictions impact you

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No further deposits, credit transactions or top-ups will be allowed in any customer accounts, prepaid instruments, wallets, FASTags, etc from March 1

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According to RBI, customers can utilise the money in their account for withdrawal, but no further deposits are allowed


The bank cannot provide services like fund transfers, irrespective of the nature of the service, which will not be allowed after February 29 

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The customers will not be allowed to use the UPI facility of the bank either

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Customers can utilise the existing amount in their FASTags, wallets, savings accounts, current accounts, etc

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For transactions initiated on or before February 29, all settlements have to be concluded by March 15, and no further transactions are permitted

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Notably, the nodal accounts of One97 Communications Ltd, the parent company of Paytm, and the Paytm Payments Bank have been terminated by RBI

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